BMK
Bank
Micro Kernel
Comprehensive accounting
and automatic sale
of banking products and services
Extended functionality
BMK core banking is primarily: accounting settlements, maintaining a general ledger and automating the process of selling products and services. Our system supports financial institutions and banks with various business profiles, whose customer service is carried out mainly via electronic channels. The solutions presented below are examples of functionalities that can be adjusted and freely expanded, depending on the needs of your organization.
Loans
Debit and credit cards
Clearing
Customer Identification File
Reports
Cash operations
Permissions
Credit risk
AML
Debt collection
Insurance
General ledger
Deposit accounts
Currency exchange
Commissions and fees
Accounting
Security
Foreign currency operations
Customer service
Electronic access channels
The use of decision-making machines
Reliability confirmed in practice
8 MLN
accounts
8 MLN
cards
2 MLN
transactions a day
0.5 MLN
million automatic credit decision per day
Key system components, thanks to which you will gain an advantage over the competition
Decision machines
The possibility of granting instant loans and credits to customers, who meet the conditions you set.
Advanced verification
Comprehensive verification of credibility and multi-threaded creditworthiness assessment, using the databases indicated by your organization.
The core of the banking system
BMK is above all an advanced system enabling the handling of millions of accounts and transactions, keeping the general ledger and various settlements.
Dedicated axManager console
Back Office teams can easily define new products and services, test introduced changes and manage all processes in one place.
Control
Controlling sales results, monitoring performance and generating any reports, thanks to which your bank will provide the highest quality services.
Flexibility
The organization can independently expand the functionality.
Support
Comprehensive support for all distribution channels, including branches, ATMs, terminals and mobile banking.
Clear and modern web interface that will improve process management in your organization
BMK is a system that combines your needs and our experience
Reliability
Our many years of experience have enabled us to design an architecture that makes it possible to install multiple copies of modules on multiple machines. The installation can be distributed on both physical and virtual servers. This guarantees a high level of reliability and resistance to hardware failures. By choosing BMK, your bank will gain stability 24/7/365.
Security
Our systems are characterized by the highest security class. We used complicated mechanisms to control access to each object defined at the Application Framework level and functional modules implemented in them. BMK enables, among others support for digital signature, encryption of exchanged data, encryption of data transmission and authentication of sender and recipient.
Smooth integration
Thoughtful SOA architecture allows any and flexible adjustment of functionality to the needs of your organization. You only get what you need - without unnecessary and costly reconstruction of your infrastructure.
Cooperation with Softax has many benefits for you
24/7/365 support
cloud implementation
individual offer
highest security standards
advanced technologies
proprietary solutions
integration with existing infrastructure
Discover the other components that make up core banking
IPS
Interactive Payment Service
Advanced and modern platform that supports cards, card transactions and modern mobile payments. System performance allows processing over 600 transactions per second.
CA
Authorization Centre
Flexible platform that supports the authorization of employees of the organization and its clients. In addition, it is responsible for secure storage of data and physical resources.
MAD
Data Analysis Module
Proprietary data analysis module enabling matching individual offers in line with the user's current needs and displaying them in the right place, time and communication channel.
BOP
Biometric Onboarding Platform
Component responsible for e-verification of customers using a web-based or mobile application, with the possibility of extending it with any identification mechanisms.
Fraud detection
Our proprietary Interactive Fraud Detector is responsible for actively preventing fraud in the network in our systems.
IFD
Interactive Fraud Detector
Do you need modern electronic banking?
We will help in the development of your bank. Contact us.
Contact us directly at softax@softax.pl