Interactive Payment Service
Modern payment solutions
Interactive Payment Service is our proprietary and secure platform that offers support for card products and payment services. It enables modern, contactless mobile payments.
Our systems processing over 600 card transactions per second.
IPS received the title of "Recommendation of the Year 2014 for Financial Institutions"
Interactive Payment Service system is a comprehensive payment card service.
Assigned bank accounts
A unique feature of IPS platform is the ability to run accounts for credit, debit and prepaid cards. Payment cards can also be served on accounts kept in other systems.
Extensive support for card transactions
Softax system provides full accounting services for payment transactions (SMS / DMS), cashback functions as well as balance-inquiry and mini-statement.
Full support of EMV and NFC technologies
Support for the EMV standard, including scripts and applications CAP / DPA and XLS. In addition, IPS offers NFC (PayPass / PayWave) support, including CNP and PMS transactions.
The system supports transaction limits broken down into: contactless transactions, cards with a chip, cards with a magnetic strip and transactions without the card being physically present. In addition, the platform we offer supports: PIN changes, HSM hardware cryptography and 3DSecure technologies. All our solutions are in accordance with currently applicable law.
IPS system has a built-in module responsible for mobile payments. Our system offers many functionalities.
- Accounting service for mobile payments.
- Smartphone applications: Android and iOS.
- An application that accepts mobile and card payments (mPOS).
- All transaction execution schemes: NFC, QR CODE, OTTC, P2P.
- Support for NFC payment technology using a smartphone without the need for a GSM operator SIM card.
IPS - comprehensive
Interactive Payment Service has an IFD module that is responsible for detecting and preventing abuse.
IPS offers a dedicated interface with functionalities that facilitate and accelerate the management of processes and products.
- Support for handling product applications.
- Comprehensive support for processes related to the production and card issuing.
- Interface for complete card parametrization, together with a graphic user interface for the customer to change the appearance of the card.
- Support for the work of Call Center operators (post issue maintenance) by automating complaint processes, chargeback service and knowledge base (also available to customers).
- Clearing processing of Visa, Mastercard and dedicated formats.
Additional IPS capabilities
Easy adaptation in the IT environment
- EMV Book 1-4
- Visa ICC Specification 1.4.0
- Base I, Base II
- Customer Interface Specification
- IPM Clearing Formats
- PCI DSS
- Full Issuer Host
- Certification for Visa and Mastercard